Like many, I am a fan of Paulo Guedes Brazil's Minister of the Economy. I appreciate the Chicago-boys when it comes to economical thinking. I do think that the predictions and expectations are correct. We will likely see a rate increase in interest in Brazil in 2021.
I do not believe it will decrease the inflows of capital in alternative assets or stocks. Fortunately, institutional investors in Brazil now understand that they must have a better, diversified portfolio across all asset classes.
One day, once a few chapters have been complete with Atman, I plan on opening up what we do to the small, individual investor. We are years from that day, but it is a mission that matters to me, as someone that wasn't born wealthy but has done well for himself -- although I am just getting started!

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Today I have the pleasure of publishing a long and quite interesting conversation I’ve had with Gabriel Engel, CEO and co-founder of Rocket.Chat.
You will not live life from one epiphany to another. Real progress in life a series of small improvements that compound.
Real joy comes from within and by tidying up you always restore balance in your life. Letting go is more important than adding.