Like many, I am a fan of Paulo Guedes Brazil's Minister of the Economy. I appreciate the Chicago-boys when it comes to economical thinking. I do think that the predictions and expectations are correct. We will likely see a rate increase in interest in Brazil in 2021.
I do not believe it will decrease the inflows of capital in alternative assets or stocks. Fortunately, institutional investors in Brazil now understand that they must have a better, diversified portfolio across all asset classes.
One day, once a few chapters have been complete with Atman, I plan on opening up what we do to the small, individual investor. We are years from that day, but it is a mission that matters to me, as someone that wasn't born wealthy but has done well for himself -- although I am just getting started!

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Several encounters in your life can be tagged as "meaningful coincidences”. Events that happen with no casualty but end up being meaningfully related.
Understand that you need to rise to the same level of your potential and, sometimes, that isn’t an easy road. Growth only comes with pain and suffering.
In startup land, we build multi-billion-dollar empires in less than a decade. In startup land, self-reliance is paramount.