Like many, I am a fan of Paulo Guedes Brazil's Minister of the Economy. I appreciate the Chicago-boys when it comes to economical thinking. I do think that the predictions and expectations are correct. We will likely see a rate increase in interest in Brazil in 2021.
I do not believe it will decrease the inflows of capital in alternative assets or stocks. Fortunately, institutional investors in Brazil now understand that they must have a better, diversified portfolio across all asset classes.
One day, once a few chapters have been complete with Atman, I plan on opening up what we do to the small, individual investor. We are years from that day, but it is a mission that matters to me, as someone that wasn't born wealthy but has done well for himself -- although I am just getting started!

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We humans have a lot to improve. Even the current “salvation systems” are subject to issues that permeate the weaknesses of the human spirit.
As Stoics, our motto is to "Live According to Nature". Seneca talks about this in a lovely manner on Letter from a Stoic.
The corrections we observed in 2022 will present fantastic opportunities for the ones that have already adapted ones. If you haven't — there is still time, and